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How can a rate conditional on automatic payment be identified?

The relevant clause should explain what happens if the condition is not maintained.
Compare the obligation with that condition visible and ask about changes to rate or charges. A headline discount does not establish that the same price continues after a payment-method change.
Details
- Identify the amount received and the opening balance
- Read fee treatment in the written offer
- Compare the dated repayment schedule
Check the repayment schedule
Work through the repayment planning guide
Put the proposed payment beside income dates and essential bills before discussing the schedule with a provider.