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How can optional insurance be separated from a loan quote?
A combined monthly figure can hide distinct products, costs and cancellation conditions.
Request the loan comparison with the add-on clearly separated. Read eligibility, exclusions and total charges before attributing protection to the package; a brochure does not confirm an individual claim would be covered.
Details
- Identify the amount received and the opening balance
- Read fee treatment in the written offer
- Compare the dated repayment schedule
Before you compare offers
Read the borrowing-cost checklist
Keep a written offer open while you locate the amount received, charges and total amount repayable.